Four-Point Inspection

A four-point inspection is a high-level overview of a home that evaluates the condition of the electrical, plumbing, and HVAC systems and the roof, and it can be done as a stand alone inspection or in conjunction with other inspections. Performed by our licensed inspector, this assessment is done to affirm that these four main home components are in good working order, giving your insurance company insights into any potential risks they may incur.

Insurance companies require a four-point inspection report when a home is older than 40 years or rental property is older than 30 years as part of the underwriting process in order to determine whether they will provide coverage or not. Even if your home is not that old, your insurance company may still required a four-point inspection.

Any time homeowners update or replace electrical components, HVAC systems including appliances such as washers and water heaters, roofing, an updated four-point inspection should be sent to your insurance company to receive any and all possible additional discounts from the changes.

A four-point inspection by our home inspectors includes assessment of the following:

  • Electrical system
    • Age of system
    • Main panel and second panel
    • Hazards
    • Overall condition of the electrical system
    • Wiring type
  • HVAC system
    • Age of system
    • Hazards
    • Overall condition of heating, ventilation, and air conditioning units
  • Plumbing system
    • Condition of plumbing fixtures, including their connections (dishwasher, refrigerator, showers and tubs, sinks, sump pump toilet(s), washer, water heater, etc)
    • Evidence of leaks, current or past
    • Main shut-off valve
    • Piping system, including age(s) and type(s)
    • Temperature pressure relief valve
    • Water heater location
  • Roof
    • Age of roof, predominant and secondary
    • Covering material
    • Evidence of leaks
    • Overall condition
    • Visible signs of damage and / or deterioration (cracking, cupping / curling, excessive granule loss, exposed asphalt or felt, missing / loose / cracked tabs or tiles, soft spots in decking, visible hail damage, etc)
This comprehensive inspection completed by our licenced inspectors provides homeowners with an accurate home inspection report for your insurance company.


For a professional, accurate four-point home inspection, turn to the experts at Jam.

Our skilled home inspectors offer convenient appointment times that fit into your schedule. Call us at
561-331-3038 today to schedule your four-point inspection in Palm Beach or other South Florida community.

About Us

Located in Boynton Beach, Florida, Jam Home Inspections was born out of a love for protecting home buyers in the sales process.

Read More

Contact Us

6615 West Boynton Beach Blvd, Suite 167
Boynton Beach, FL 33437

Phone: 561-331-3038

Certified by the International Association of Certified Home Inspectors

Jam Home Inspections © 2019. All Rights Reserved